Coverage for mold and fungi is generally excluded from home insurance policies. If your home is infested with mold, remediation can be very expensive.
Insurance companies generally consider mold damage to be a maintenance issue usually excluded in a standard home insurance policy. Mold caused by water from excessive humidity, condensation, or flooding is also excluded from coverage. However, if the contamination is the result of a "covered peril," such as a burst pipe, you may be covered.
We have special insurance programs available which can extend coverage to mold and fungi. Please contact us today to learn more about how this added layer of protection can give you peace of mind.