Today is National Employee Appreciation Day -- Take the time to thank your employees for their hard work and loyalty to your company.  Without them -- where would your business be.

Looking for a new car, then consider these car safety features:

  • Lane Keep Assist - Detects lane departure and steers vehicle back into the correct lane.
  • Electronic Stability Control - Slows individual wheels during a turn to keep car on course.
  • Adaptive Cruise Control - Monitors the driver-set speed and distance to the vehicle ahead.
  • Adaptive Headlights - Improve forward illumination based on road conditions.
  • Collision Warning System - Alerts the driver if collision is imminent.
  • Active Park Assist - Helps parallel park the vehicle with no steering from the driver.
  • 360-Degree Camera - Improves visibility when backing up or parking.
  • Drowsiness Alert - Uses automobile or driver data to indicate when you need a break.

Source: USAA

To help prevent hacks and increase your level of security, we encourage you to practice good password management. Experts recommend you use a strong mix of characters, and don’t use the same password for multiple sites. Don’t share your password with others, don’t write it down, and definitely do not write it on a post-it note attached to your monitor. One last point, change your passwords every couple of months to insure security.  

If you are either giving or receiving jewelry, we want you to protect this keepsake with proper coverage either by adding it to your homeowners or your personal floater.

Give us a call at the agency to see what is the best way to handle adding your new valuables to your policy.

As a reminder during this month, here are warning signs of a heart attack, stroke or cardiac arrest:

FAST to recognize a stroke:

  • Face Drooping Does one side of the face droop or is it numb? Ask the person to smile.
  • Arm Weakness Is one arm weak or numb? Ask the person to raise both arms. Does one arm drift downward?
  • Speech Difficulty Is speech slurred, are they unable to speak, or are they hard to understand? Ask the person to repeat a simple sentence, like "the sky is blue." Is the sentence repeated correctly?
  • Time to call 9-1-1 If the person shows any of these symptoms, even if the symptoms go away, call 9-1-1 and get them to the hospital immediately.

 

Heart Attack Warning Signs:

  • Chest Discomfort
  • Discomfort in other areas of the Upper Body
  • Shortness of Breath
  • Cold Sweat, nausea or lightheadedness

Learn the new technique for hands only CPR, by clicking here.

Start today with taking care of your heart -- eat right, exercise, and don't be a tech zombie.

To protect your business from the effects of cold weather, here are some things to keep in mind:

  • Monitor temperatures every few hours in vulnerable areas.  Add low temperature alarms that are connect to a constantly monitored location.
  • Very that water-filled sprinkler piping is maintained at a minimum temperature of 40 degrees.
  • Inspect valve enclosures for pre-action and deluge valves on a daily basis to verify a minimum temperature.
  • Provide approved portable heaters for vulnerable areas that might fall below 40 degrees.
  • Use tarps to erect temporary wind breaks.  For a permanent wind break, consider planting evergreen trees and hedges upwind (prevailing winter wind direction) of vulnerable buildings and equipment.
  • For pipes that are vulnerable to freezing, open water faucets slightly to let them drip to keep water flowing.
  • If pipes freeze, turn off the water supply and thaw or repair damaged piping.  
  • Do not use open flame devices to thaw frozen pipes or equipment.
  • Verify that all fire protection equipment is in service.
  • Constantly monitor any boilers or other heating systems that must remain online.
  • Keep names and phone numbers of your heating contractor, plumber, and fire department easily accessible.

Source: Liberty Mutual

We want to take a moment to thank our clients for the trust you place in us to handle your insurance needs. We know that you have a choice when working with an insurance agent, and we work every day to continue to earn your trust.

Heating Safety Tips:

  • As the mercury falls, you may use portable heating sources to warm your home. Heating equipment is a leading cause of home fire deaths in the U.S. There are steps you can take to prevent this tragedy.
  • Space heaters cause one-third of home heating fires and 4 out of 5 home heating fires deaths. Protect your family: if you're heating your home with a space heater this winter, take a few moments to review these safety tips from the U.S. Fire Administration: http://www.nfpa.org/public-education/by-topic/top-causes-of-fire/heating
  • Winter is here and it’s time to think about cold weather safety; specifically hypothermia. Older adults, babies, and people who are outdoors for long periods have an increased risk for hypothermia. Get prepared now and visit: http://1.usa.gov/1LYH5Ly  #WinterSafety
  • Shivering, memory loss, and slurred speech are just some of the signs of hypothermia. If you see any of these signs with your loved ones, call 911 immediately.Learn the other signs of hypothermia here: http://1.usa.gov/1LYH5Ly  #WinterSafety

To start the new year off right, we suggest that you complete an Emergency Contact Card and display it in a prominent place in your home and office. Should you need professional services, this card has all your resources in one place. If you have to submit a claim, please call the office and speak with one of our associates. We're here to assist you.

All the wrapping paper is cleaned up and we finally have an idea of all the items that need to be added to our insurance policies.  If you received electronics, computers, phones, jewelry or high value ticket items, now is the time to make sure your new possessions are covered by insurance.

Give us a call at the agency, and we will be glad to assist you.

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